Why Fire Damage Claims Need a Public Adjuster
Fire damage is one of the most devastating events a property owner can face. Beyond the immediate destruction, smoke and soot can cause long-term harm to walls, furniture, HVAC systems, and personal belongings. Insurance companies often underestimate these hidden costs, leaving homeowners with settlements far below what is needed for a true recovery.
Insurance companies know this. That is why they often:
Our role is to protect your rights and ensure you receive a settlement that truly reflects the cost of recovery.
Laura M.
Port St. Lucie FL
After a fire destroyed part of our home, the insurance company’s offer barely covered repairs. The adjusters fought for us and secured enough to rebuild properly.
David R.
Port St. Lucie
Smoke damage ruined our furniture and clothes. I thought it was a total loss, but they made sure everything was included in the settlement.
Andrea S.
Tampa Bay, FL
We felt completely lost after the fire. This team handled the entire process and delivered a payout far beyond what we expected.
Robert P.
Port St. Lucie FL
The insurance company tried to deny coverage for soot damage. These adjusters stepped in, reopened the case, and got us paid.
Common Fire and Smoke Losses We Handle
If your property has suffered from any of these, your claim should reflect the full cost of restoring your home or business, not the minimum your insurance company wants to pay.
Structural Damage From Flames
Smoke And Soot Contamination
Water Damage From Firefighting Efforts
Damage To Furniture
HVAC System Contamination
Electrical System Damage
Roof And Ceiling Damage
Flooring And Wall Replacement
Hidden Or Delayed Damage
Absolute Public Adjusters In Numbers
Our results speak for themselves. We have recovered millions for Florida homeowners, handled thousands of claims, and consistently secured higher settlements than insurers first offer. Every number represents a family or business we have helped rebuild.
50M+
Recovered
Payouts
95%
Higher Settlements
1.5K+
Claims
Handled
How We Help With Fire Damage Claims
Every fire claim is different, but the process is always demanding. Insurance companies often minimize smoke, soot, and secondary water damage. That is why we follow a clear process to ensure every detail is documented and every right is protected.
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Comprehensive Damage Inspection
We document visible and hidden damage, including smoke and soot infiltration that insurers often overlook.
Policy
Review
We analyze your insurance policy to identify all benefits and coverage you are entitled to.
Claim Filing or Reopening
Whether you are filing a new claim or disputing a denial, we manage the process from start to finish.
Negotiation and Settlement
We present strong evidence and expert reports to secure a fair payout that reflects the full cost of rebuilding and recovery.
Why Choose Us for Fire Damage Claims
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Local Experts
Based in Port St. Lucie, serving homeowners and businesses across South Florida
Proven Results
Millions recovered for property owners
No Out of Pocket Costs
You do not pay until we win.
Focused on Fire Damage
Deep experience with Florida fire claims
Frequently asked questions
Take the First Step Get Your Free Claim Review
Fire damage can feel overwhelming, but you do not need to face the insurance company alone. We will handle the claim, fight for your rights, and secure the settlement you deserve.
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Serving Port St. Lucie and all of Central Florida
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No fees unless we win
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Get the settlement you deserve
Denied does not mean done.
Let us review your case.