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Why Lightning Damage Claims Need a Public Adjuster
Lightning strikes can cause devastating fires, power surges, and structural damage in a matter of seconds. Insurers often dispute or minimize coverage by blaming electrical failures, pre-existing conditions, or maintenance issues. Without expert representation, homeowners risk receiving far less than what is needed for repairs.
Homeowners need a Public Adjuster because:
• Hidden Damage Ignored
• Insurers Downplay Losses
• Complex Policy Language
Our role is to prove your wind damage is tied to a covered event and to secure the settlement you deserve.
Patricia M.
Port St. Lucie FL
A lightning strike caused a fire in my home, and the insurer’s offer didn’t even cover half the repairs. This team fought for me until I received the funds to rebuild.
Raul D.
Port St. Lucie FL
My appliances and electronics were destroyed by a power surge after lightning. The adjusters made sure everything was included and got me paid what I needed.
Veronica G.
Port St. Lucie FL
The insurance company tried to deny my lightning claim by blaming faulty wiring. These adjusters proved the strike caused the damage and overturned the denial.
Oscar L.
Kendall FL
They handled every step of my claim with professionalism. I didn’t have to fight with my insurer once, and I received more than double the first offer.
Common Lightning Losses We Handle
If your property has suffered from any of these, your claim should reflect the full cost of restoring your home or business, not the minimum your insurance company wants to pay.
Fire Damage From Strikes
Power Surge Appliance Losses
Roof And Structural Damage
Damaged Wiring And Circuits
Burned Out Electronics And HVAC
Smoke And Soot Contamination
Hidden Fire Or Water Damage
Electrical System Failures
Secondary Mold Issues
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Absolute Public Adjusters In Numbers
Our results show why professional representation matters. We have recovered millions for lightning-related claims that were initially denied or underpaid by insurers.
50M+
Recovered
Payouts
95%
Higher Settlements
1.5K+
Claims
Handled
How We Help With Wind Damage Claims
Lightning claims can be complex because insurers frequently argue the damage is unrelated or cosmetic. We use detailed inspections, expert reports, and strong negotiations to ensure your settlement reflects the full cost of restoration.
Comprehensive Damage Inspection
We thoroughly inspect for fire, electrical, structural, and hidden secondary damage caused by lightning strikes and power surges.
Policy
Review
We carefully review your policy to confirm lightning coverage, identify all benefits, and challenge any exclusions insurers misuse.
Claim Filing or Reopening
We prepare new claims or reopen denials, submitting evidence and expert reports that make your case undeniable.
Negotiation and Settlement
We negotiate directly with insurance companies, using proof and expert documentation to secure the maximum payout for repairs, replacements, and restoration.
Local Experts
Based in Port St. Lucie, serving homeowners and businesses across Central Florida
Proven Results
Millions recovered for property owners
No Out of Pocket Costs
You do not pay until we win.
Focused on Lightning Damage
Deep experience with fire, water, mold, hurricane, tornado, hail, wind, and lightning claims
Frequently asked questions
Take the First Step Get Your Free Claim Review
Tornado damage can leave families and businesses facing overwhelming repairs, but you do not need to face the insurance company alone. We represent your interests, challenge unfair denials, and fight for the settlement you deserve.
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Serving Port St. Lucie and all of Central Florida
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No fees unless we win
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Get the settlement you deserve
Denied does not mean done.
Let us review your case.